If your fixed rate is ending (or has already ended), you might be quietly overpaying every month without realising. A remortgage conversation with a proper adviser can help you figure out if you could switch to something better. We’re not that adviser – but we know people who are.
Re-mortgaging is just swapping your current mortgage deal for a new one. That might mean:
Staying with your existing lender but taking a new product
Moving to a different lender altogether
Borrowing a bit more (or less), depending on your plans
Getting the best mortgage deal for you and your family is important, and our expert partner is ready to help you.
They will look at your existing arrangement, your current circumstances and the current mortgage market to advise you on the best next steps.
They will do all the hard work so you don’t have to. You can be assured you’ll receive expert advice.
They will check if there are any penalties you might incur if you leave your current mortgage early and assess if it is better to move to a new provider or stick with your current mortgage company.
You’ll receive information on all your options so you can make an informed choice.
The amount of choice in the mortgage market is bewildering with all the comparison sites and direct suppliers. Our partner will remove all the confusion and do all the hard work for you. They’ll review the options you have and provide you with a recommendation that suits your circumstances, making re-mortgaging stress free and straightforward. Apply today to find out more.
You share some basics about your current deal, your rough balance, monthly payment, when your deal ends and what you’d like to change (lower payments, shorter term, extra borrowing, etc.). We’ll pass your details to a mortgage adviser who handles remortgages day in, day out – including more complex situations where you’re raising extra funds or your circumstances have shifted. A qualified advisor will look at your current deal, crunch the numbers, compare options and talk you through what they think could work. From there you can decide what to do next.
Check out our frequently asked questions and answers to help you decide on the best way to organise your re-mortgage.
The short answer is yes, they do. According to our mortgage advisor partner, 80% of the mortgage business in UK is placed by mortgage brokers or advisors and as such they are given access to mortgage deals not available to the customer direct.
Their access to a huge range of providers and mortgage deals will ensure you have more choice and also save lots of time!
Your current lender will only be able to offer you deals they have available. They won’t be able to survey the mortgage market and provide you with a choice of mortgage providers and deals.
To get the best possible choice and the widest options we would recommend you employ a good mortgage adviser to find the best deal for you. Contact our trusted mortgage broker partner today.
The main advantages could be summarised as:
* Choice of mortgage deal as they will survey the current market and present you with options
* They’ll save you money overall as they’ll work with you to find the best mortgage deal for you and your circumstances
* They’ll save you time as they’ll fill out all the forms and explain everything to you to ensure the process moves along
* A good advisor will make the process of re-mortgaging less stressful and as quick as possible as they guide you through the process and support you at every step. Speak to our trusted mortgage advisor partner today!
Good times to have a remortgage chat include:
Tell us what’s going on, and we’ll try to match you with a remortgage adviser who can look at the detail and tell you what’s realistic.
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