ItsMyMoney.co.uk | Holiday Home Mortgage

Holiday let dreams? Let’s get you a specialist

A cosy cottage by the sea, a lodge in the hills, or a city bolt‑hole you rent out to guests – holiday lets are fun, but the mortgages are more niche. We can introduce you to advisers who deal with short‑term rental and holiday‑let mortgages all the time.

Get expert advice to achieve your dream holiday home

Once you’ve found that perfect holiday home you may need help to make it a reality.
The type of mortgage you’ll need will depend how you intend to use your holiday home. If you simply intend to use it yourself a holiday home mortgage may suit your needs.
If you intend to rent it out at times you can’t use it, you may need a Holiday Let mortgage. Our specialist mortgage advisor can provide you with the right advice.

Find an advisor to guide you through the process

You may want to release equity from your primary home to help fund the purchase of your holiday home.
Our specially selected holiday home mortgage advisor can guide you through the process. They will help to make applying for a holiday home mortgage straightforward and stress free.
You can then focus on the fun task of selecting the right property for you and your family.

Get expert advice and a trusted advisor

Our specially selected expert holiday home mortgage advisors pride themselves on providing expert advice to make sure you are fully informed.
They will support you through the purchase process and will make themselves available at times to suit you.
They know every client is important and work to created a trusted business relationship with you. Get in touch now to find out more.

FAQs - Holiday/Second Homes

How is a holiday home mortgage different from a holiday let?

A holiday home or second‑home mortgage is usually for personal use, while a holiday‑let mortgage is for short‑term rentals to paying guests, with different criteria.

Do lenders check my main home mortgage too?

Yes, they’ll look at your full picture – existing mortgage, income, debts and ongoing costs – to see if a second place is affordable.

Can I occasionally rent out my second home?

Some lenders allow limited letting; others want it strictly for personal use. The adviser we introduce you to can explain which options fit your plans.