Mortgages tailored to your needs

Are you looking for a mortgage and hoping to talk to a real person? We work with a partner mortgage advisor who will help you navigate the current mortgage market so that you can find the best mortgage deal for your circumstances and mortgage needs.

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Mortgages

Let us help you find the right product no matter what your circumstances or the type of mortgage you need. Our expert partner will take time to understand your circumstances and aims and will be your trusted partner through the whole application process. They will explain everything at every step and search over 60 mortgage providers to find the best product for you. Once they've identified the right mortgage provider for you, they will save you time by making your application for you and help you through the buying process. Click the 'Apply Now' button below for the type of mortgage you are interested in, submit your contact details and our expert mortgage broker partner will contact you directly. You can also use our Best Buy Mortgage calculator below to see what's available in the market today.

First Time Buyers

Buying your first home is exciting, and daunting! That’s why you need to talk to our partners. Their expert advice and excellent customer service means they will explain everything, guide you through the mortgage application process step by step and recommend the best possible product for you.

Re-Mortgage

Whether you want to re-mortgage to secure a new fixed rate or tracker deal as your current deal ends, release cash from your property or consolidate debts, our partner can help you find the best possible product for your circumstances.
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Home Mover Mortgage

Moving is stressful! Reduce the stress by consulting our partner. They will provide you with expert advice on whether to stick with your current mortgage provider or switch, and find the best product for you and your new home.

Buy to Let Mortgage

If you want to invest in a buy to let property which you’ll offer to long term tenants, you’ll need a specialist Buy to Let mortgage. It doesn’t matter if you are new to Buy to Let or already have an extensive portfolio, our partners will provide you with expert advice today.

Holiday Let Mortgage

If you want to buy that perfect holiday cottage and rent it to holiday makers, you will need a specialist Holiday Let Mortgage. Our partner will guide you through the options and make your dream investment a reality!
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Holiday Home Mortgage

If you're dreaming of owning a second home in your favourite holiday location you will need to make sure you get the right sort of mortgage. Our expert partner will help you understand your options. Apply now to get the specialist advice you need.

Airbnb Mortgage

If you plan to buy a property to let on Airbnb you may need a specially designed mortgage. Speak to our partner for expert advice and the best possible product.

Later Life Mortgage

If you want to release capital from your property to fund the retirement of your dreams, or help your grandchildren get on the property ladder and you are over 55 a Later Life mortgage might be perfect for you. Apply now and get expert help from our partner.

Our Frequently Asked Questions

We've collated the questions we're asked most often and given our views. If you'd like to talk to someone about your particular queries please click the link below to get in touch with our mortgage advisor partner.

Is it a good idea to use a mortgage advisor when searching for the right mortgage?

In a word, yes. There are several advantages to using an independent mortgage advisor:
They have access to mortgage products you may not be able to find when searching directly.
They will be able to access and assess many more mortgage products than you could yourself, and will recommend the best product for your circumstances and aspirations.
Their livelihood depends on them doing a good job for their customers.
They’ll complete all the paperwork for you, saving you time. The best will also meet out of office hours to suit you so you don’t have to take time off work!
If your circumstances are not ideal they can help you get a mortgage. Customers with poorer credit ratings can benefit from the expert help of a mortgage advisor.

Read more about the advantages of using a mortgage advisor

Is it a good idea for first time buyers to use a mortgage broker?

Buying your first home is exciting, and daunting! It is not a simple process and we would always recommend you employ a mortgage broker or advisor to support you through the process. They will be able to find the best possible mortgage product for you and your circumstances as they have access to many more mortgage providers and products than you could access yourself.
A good advisor will take time to explain the process and the information you need to provide. They will complete all the application forms for you, saving you time and be available to answer your questions. During the time you are working through a house purchase they will need to be a great support to you, so choose your advisor wisely.

Read more about how a mortgage advisor can help first time buyers

How could I reduce my monthly mortgage payments?

A mortgage advisor could walk you through your options if you need to reduce your monthly mortgage payments. They would work with you to understand your current circumstances and provide you with re-mortgage options that could help. They may recommend considering an interest only mortgage, or extending your mortgage term. They may recommend switching to a different lender offering better interest rates and fixed perm offers. What ever your issue, don’t wait and worry. It’s better to act and get advice now.

Read more about your options

Are mortgage advisors worth their fee?

Mortgage advisors or brokers will charge you a fee for their help and support but a good advisor is worth their weight in gold!
Having someone who is working for you, there to help your purchase progress smoothly, can answer your questions, chase mortgage providers and solicitors and generally remove some of your stress is a valuable asset!
Of course not all mortgage advisors are the same so choose wisely! Our chosen mortgage advisor partners pride themselves on providing a bespoke service to each client and the quality of their service is reflected in their reviews.

Get in touch with our mortgage advisor partner

I need to re-mortgage as my fixed rate term is coming to an end. How could a mortgage advisor help me?

Using an expert mortgage advisor could help you find the best possible re-mortgage product for your circumstances. You might be concerned about rising monthly repayments once your current fixed rate comes to an end, so discussing your options with a mortgage advisor could help you achieve a new mortgage that is affordable.
They should ask you about your current circumstances, earnings, credit rating, out-goings and financial commitments and help you to find the best possible deal. They’ll also be able to advise you on ways you could reduce repayments such as considering interest only mortgage options or extending your mortgage term. Speak to our mortgage advisor partner to get bespoke advice.

Get in touch with our mortgage advisor partner
To visit our expert advisor and learn more about the services they offer click below.
Please be aware that your home is at risk of being repossessed if you do not keep up the repayments on your mortgage